Acima will help you get what you need today. And you can pay over time – regardless of your credit history. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply.

Eligibility requirements:

Income History – Do you have a three month history with your current employer or source of income?

Monthly Income – Do you deposit $1,000 or more into your checking account each month?

Checking account – Have you had a checking account for at least 90 days?

Checking activity – Is you checking account free from NSFs, excessive overdrafts and negative balances?

Flexible Payment Options:

Weekly, Bi-Weekly, Twice Monthly or Monthly lease renewal payment schedules are designed to align with your  paydays.

Pay over 12 Months – Choose to make all lease renewal payments to align with your payday and own the property in 12 months.

90-Day Purchase Option – Save bid by purchasing in less than 90 days.

Early Purchase Discount – Purchase after 90 days and save 25% or more on all outstanding payments.

Lease Activity Reported:

No Credit Needed – While many traditional lenders may not take a chance on you – Acima will. Consider applying if you have low or no credit.

Credit Reporting – Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.